Past Credit Problems ... NEW To Credit ?

Get on the credit card ladder with the Vanquis Visa Card ...

It seems like everyone has a credit card these days. It’s often the most convenient and secure way of paying online, over the phone and abroad.

Many people can find it hard to get credit, and it’s not always because of something you’ve done in the past. For example, being on a low income or retired means some lenders could treat you as more of a risk. Maybe it’s just that you’ve never wanted or needed credit in the past or you have no credit history.

Vanquis specialises in understanding individual’s circumstances, which means Vanquis might be able to help – in fact Vanquis have already helped over 1 million people in similar situations. Vanquis will also consider you if you have a poor credit history or if you have had credit problems or CCJ's in the past - apply online for the NEW Vanquis Visa Credit Card ...

If you’re new to credit, you may be nervous about getting out of your depth. Vanquis Visa credit cards provide manageable credit limits to help you stay in control. Customer Services are also on hand should you ever have a concern – whether it’s a question about your account or you experience difficulty in making a repayment, Vanquis always do their best to help.

Vanquis Visa Credit Card - The Benefits:

• You'll Start With A Manageable Credit Limit
  £150 - £1000 (if approved)
• You Could Be Offered A Credit Limit Increase
  (on your 4th statement with further increases every 4 months up to £3000) *
• A UK Call Centre
  (giving you great customer service)
• 24/7 Fraud Watch
  (we'll monitor your account 24 hours a day, 7 days a week, giving you real peace of mind when you shop)

* To be considered for a credit limit increase, please keep all your credit agreements in order by paying on time, making use of your existing credit limit without going overlimit and not taking on too much debt elsewhere. This is only a guide and meeting these criteria does not guarantee you a credit limit increase.

Representative 39.9% APR Variable

Representative Example
Representative 39.9% APR Variable
Purchase Annual Interest Rate 39.94% Variable
£1000 Credit Limit

Please view the summary box on the Vanquis web site ...
 

Important: Credit is subject to: status; telephone contact; confirmation of name and address; no reasonable suspicion of fraud, and is only available to UK residents who are at least 18 years of age and are not legally restricted from obtaining credit e.g. because of bankruptcy. Please read our Terms and Conditions for full financial details.

Vanquis card is issued by Vanquis Bank Limited. Vanquis Bank can be contacted at its registered office, which is at Colonnade, Sunbridge Road, Bradford, BD1 2LQ. Registered number 2558509 England. Vanquis Bank Limited is authorised and regulated by the Financial Services Authority.